Direct Major-Bank Relationships
For businesses that fit conventional underwriting, FundThat can help prepare and present financing requests through direct relationships with major Canadian banks.
COMMERCIAL FINANCING FOR CANADIAN BUSINESSES
Business financing built around your business.
FundThat is a commercial financing broker helping Canadian businesses explore business loans, lines of credit, equipment financing and working capital through a network of lenders.
COMMERCIAL FINANCING FOCUSFinancing solutions designed around real business needs.
DIRECT MAJOR-BANK RELATIONSHIPSWe work directly with major Canadian banks where the business fits conventional financing.
CANADA-WIDEHelping businesses across Canada explore financing options.
IN-HOUSE ACCOUNTING SUPPORTDeeper financial review and file preparation when the business needs it.
A stronger path to Canadian business financing
Direct bank relationships. In-house accounting support. One team working to get your deal done.
FundThat works directly with major Canadian banks and a broad network of commercial lenders. We do more than submit an application — our in-house accountants can review your business financials in depth, identify issues that may be holding the file back, and help prepare the information lenders need to properly assess the opportunity.
When a business is a fit for conventional bank financing, we work through our direct banking relationships to help move the deal forward. If the file needs work first, we can help strengthen the financial presentation before it reaches the lender.
In-House Accounting Review
Our in-house accountants can review financial statements, tax information and business performance to identify gaps, inconsistencies or areas that may need attention before lender submission.
Financial File Preparation
Where appropriate, we can help organize the financial package and guide you through corrections, updated reporting or required filings so lenders receive a clearer picture of the business.
More Than One Financing Path
If traditional bank financing is not the right fit today, FundThat can also explore alternative commercial lenders and other financing structures.
NEED CASH NOW WHILE WE WORK ON THE LONG-TERM SOLUTION?
GET FAST BUSINESS FUNDING OPTIONS
Access short-term business capital now while we continue working on a longer-term bank solution.
For eligible businesses with the required information available, FundThat can explore interim financing options that may fund in as little as 24–48 hours. That can provide immediate cash flow for operating needs, equipment, inventory, growth or other business purposes while our team continues preparing and working the longer-term financing request through a major Canadian bank.
Timing is not guaranteed and depends on lender underwriting, documentation, eligibility and final approval.
YOUR NUMBERS MATTER
We do not just submit your deal. We help prepare it, strengthen it and work it through the right banking relationship.
FINANCING OPTIONS
Four ways to support your next business move.
Explore commercial financing options based on how your business plans to use the capital.
BUSINESS LOANS
Structured financing for planned business investments, expansion and other significant business needs.
USEFUL FOR
- Expansion
- Renovations
- Inventory
- Planned investments
BUSINESS LINE OF CREDIT
Flexible access to capital for changing cash-flow needs and recurring business expenses.
USEFUL FOR
- Cash-flow timing
- Suppliers
- Inventory cycles
- Seasonal needs
EQUIPMENT FINANCING
Financing for commercial vehicles, machinery, technology, tools and other productive business assets.
USEFUL FOR
- Commercial vehicles
- Construction equipment
- Machinery
- Technology
WORKING CAPITAL LOANS
Capital for everyday operating needs, cash-flow gaps and short-term business requirements.
USEFUL FOR
- Payroll
- Suppliers
- Inventory
- Operating expenses
HOW FUNDTHAT WORKS
A simpler way to explore business financing.
Start with what your business needs. FundThat helps you explore applicable financing options and understand the next steps.
-
01
TELL US WHAT YOU NEED
Start with your financing goal, how much you are considering and some basic information about your business.
- Financing service
- Requested amount
- Business information
-
02
WE EXPLORE THE OPTIONS
FundThat reviews your financing request and helps identify potential solutions through applicable lender relationships.
- Financing needs reviewed
- Applicable lender options explored
- Additional information requested when needed
-
03
MOVE FORWARD WITH CLARITY
A funding specialist helps you understand the available next steps, documentation and financing terms before you decide how to proceed.
- Dedicated specialist
- Documentation guidance
- Financing next steps
EQUIPMENT FINANCING
Finance the equipment that keeps your business moving.
From commercial vehicles and construction equipment to machinery, technology and other productive assets, FundThat helps Canadian businesses explore equipment financing options through applicable lender relationships.
01
COMMERCIAL VEHICLES
- Commercial vans
- Fleet vehicles
- Transportation equipment
02
CONSTRUCTION & TRADES
- Excavators
- Skid steers
- Loaders
- Other construction equipment
03
MACHINERY & MANUFACTURING
- CNC machines
- Lathes
- Welding equipment
- Production machinery
04
BUSINESS EQUIPMENT & TECHNOLOGY
- Computers and network equipment
- Printers/copiers
- Office equipment
- Other productive business equipment
WHY FUNDTHAT
Commercial financing with more than one path forward.
Every business and financing need is different. FundThat gives Canadian businesses a single place to explore appropriate financing options and work with a funding specialist through the process.
GET FUNDING OPTIONS
-
ONE STARTING POINT
Explore multiple commercial financing needs without starting over with a different process each time.
-
COMMERCIAL FINANCING FOCUS
A process built around business financing needs, from operating capital to productive equipment.
-
LENDER RELATIONSHIPS
FundThat helps explore potential financing solutions through applicable lender relationships.
-
HUMAN GUIDANCE
Work with a funding specialist who can help explain requirements, documentation and appropriate next steps.
INDUSTRIES
Financing needs change with the way a business operates.
FundThat works with Canadian businesses across a range of industries and commercial financing needs.
COMMON QUESTIONS
What businesses often want to know before getting started.
VIEW ALL FAQSWhat types of financing can I explore?
FundThat currently helps businesses explore Business Loans, Business Lines of Credit, Equipment Financing and Working Capital options based on their financing needs and applicable lender criteria.
Is FundThat a lender?
No. FundThat is a commercial financing broker that helps Canadian businesses explore potential financing options through applicable lender relationships.
How does the process work?
Start by telling us about your business and financing goal. A FundThat funding specialist can review the request, help identify appropriate next steps and work with you through the financing process.
What information will I need to provide?
The initial funding request is intended to collect basic business, financing and contact information. Additional financial or supporting documentation may be requested later depending on the financing option and lender requirements.
Does requesting funding options guarantee approval?
No. Financing is subject to applicable eligibility, verification, lender criteria and final approval.
FOR DEALERS & VENDORS
Help customers finance the equipment they need.
If your business sells commercial equipment or other eligible business assets, explore FundThat's dealer and vendor financing pathway.
PART OF THE FINANCE THAT FAMILY
Business financing has a dedicated home.
FundThat is the dedicated business-financing brand within the broader Finance That family. Finance That supports financing and marketplace needs for vehicles, recreational products and equipment, while FundThat keeps the commercial-financing journey focused here.
START YOUR FINANCING REQUEST
Ready to explore financing for your business?
Tell us what your business needs and take the first step toward exploring appropriate commercial financing options.